TESTIMONIALS

Vincent Fernandes

NRI – IT Proffessional

Steven has immense knowledge in the field of financial planning. He created a proper financial planning to achieve my future financial goals. I am happy with his service.

Ankit Saraf

NRI – Banker

Proficient financial planners is headed by Steven and his team. I’ve been investing with Proficient for over 3 years now and have found them very satisfactory. The advice given to me meets my future financial goal requirements. There are many complex products available in capital markets where retail investors have no or little understanding to choose from. Some of these products are also complex in nature like ETF, hybrid of debt and equity. Proficient Financial Planners analyse such complex products and suggest what is suitable for me to meet my financial goals. I live abroad but have no worries while Proficient is managing my portfolio. I rely and trust their relationship completely and thankful to the entire team for such a brilliant work they do. They also educate people to about the importance of investing and make them understand that investing is not an option but a required process in order to keep savings above inflation and index.

Shailesh Dias

Heritage Homestay Owner – GOA

Steven and his professional team provide the best financial advice to an individual financial goal. Always proactive and methodical in all that they do. Cheers to Steven and our financial freedom.

Vishnu Salunkhe

Retired Professional - Mumbai

Steven has been working for my investment since last 4-5 years. Being professionally qualified n deep knowledge, he modified it to suit for my short-term goals and retirement planning including future cash flow planning. My investment and saving habit since my young age is selected for one of his financial publications. His timely and emergency services are to my satisfaction.

Jason & Vidya Dsilva

NRI & Fashion Designer - MUMBAI

We started our journey with nothing to save and don’t know from where to begin with and how to save. My cousin recommended me to seek assistance from Steven who will guide us how to use our finances and today with his guidance we were able to achieve our dream house which I never thought could be achievable and i am able to save too… Thank you Steven for all that you have done for us.

Manoj Parokkaran

Senior Manager - MUMBAI

Steven has been my financial advisor for the last six years and all I can say is his advice and offerings have been absolutely bang on each time a transaction has been made.  This has included mutual funds, PPF, little bit of equity, short term investments, planning for my kids’ education.

He has shown excellent understanding of his products, but more importantly incredible in-depth knowledge, backed by credible experience in investing.  This is the main reason I have decided to do all of my investing with him.

To sum up, I will trust him with everything I wish to save, his honesty, integrity and reliability is a rare commodity in his line of work, few advisors I know really do look out for their customer the same way as he does.  I usually refrain from making recommendations, especially when it comes to money matters, in this case, however, I have no problems in recommending him.

Dr. Vivek G Mendonsa

Marketing Director, Lawrence & Mayo

Steven is a thorough professional, who knows his work. He is patient and painstaking, takes all the information through number of meetings and gives you a deep insight of your Financial needs for NOW & the future. I have kept and acted on his report. He can be trusted with private and confidential information.

Ian Pereira

Photographer Advertising & Industrial

I appointed Steven as my Financial Advisor, in 2013. He did a great job in analysing my Assets and advising me on the corrective measures required in order to streamline my finances. He worked out a plan for the present as well as keeping the next few working years in perspective as well as preparing me to be financially stable when I retire. I highly recommend that just as everyone has a health check-up from time to time, one should have a financial check-up to ensure that you are on the right track. I highly recommend Steven Fernandes as a Financial Planner.

Henry Ambrose

IT professional - Mumbai

Steve has been a great help to us and has streamlined our finances bringing us into a comfort zone. He not only has an in-depth knowledge of the subject but knows how to deal and explain in simple terms the whole plan which made us very easy to follow. Steve’s methodical planning helped us book our dream flat and I am really grateful to him as this would have only been a dream. I wish him all the very best and success.

Vasanth Baliga

Factory Manager - Chiplun

Mr Steven has very immense knowledge in this field. He understands our requirements very well , also clarifies all your doubts and gives a plan so that we can achieve our goals. I am very much satisfied with his services.